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However, separation agreements are completely voluntary. If you and your spouse don't have a basic agreement on the issues, or at least an agreement in principle, it's probably too soon to be discussing the possibility of a separation agreement with a lawyer. If you don't think it's likely that you're going to reach an agreement with your spouse within a reasonable time after separating, you may need to think in terms of litigation. Sometimes, you need to initiate litigation so that the other party will take negotiations more seriously. Not unlike the litigation process, working towards a separation agreement starts with an exchange of detailed financial information between the parties, including sworn financial statements. Because family property is equalized upon separation, both spouses are required to calculate their respective net family properties. Family property is, essentially, a quantification of your net worth over the course of a marriage. The most significant assets in people's net family property are the matrimonial home, investments, and workplace pensions.

Although it is not, strictly speaking, more or less correct to use one set of style guidelines or another, it seems better and less confusing to stick with one set. The early editing efforts on the World English Bible resulted in some variations in style from place to place, so this section is an attempt to state what we are going to move towards as we finish editing. In most cases, we select the convention that is least likely to be misunderstood, rather than the conventions most common in a particular region. We lean towards a more technical and logical style, rather than common American literary style. Rather than trying to customize punctuation to American and British (really almost everywhere outside of America) conventions like we do you agree with spelling, we are choosing one set of conventions that are a mix of international rules and trying to be consistent about their use.

Biophilic design-interior design that connects us with nature-is a top trend this year. Block-printed wallpaper, often featuring flora, fauna, and organic shapes, taps into this perfectly. Botanical block prints are among the top five wallpaper styles saved by users on Wallpaper Update this season. Today’s consumers want more than good looks-they want products that align with their values. Block-printed wallpaper often uses natural dyes, eco-friendly materials, and low-impact production processes. A 2025 ReportLinker study reveals that over 60% of millennial homeowners now consider environmental factors when buying home decor products. Handmade wallpapers, especially those made by ethical artisan groups, tick that box beautifully. Plus, they tend to last longer. Unlike peel-and-stick options that fade or bubble quickly, block-printed wallpapers are often crafted on heavier stock and made to stand the test of time. Interior designers are fully on board. According to a recent article in Better Homes & Gardens, vintage block-print wallpaper is "a top trend for 2025," especially for powder rooms, reading nooks, and ceiling statements.

Even in the days of the apostles, when all their inspiration and all their miraculous powers were insufficient to deter heretics from spreading their poison, men, calling themselves Christians, and professing to preach the religion of Christ, perverted his truth, and brought "another gospel" (Gal. 1:6), which he had not taught. In this exigency, how did the churches proceed? An inspired apostle directed them not to be contented with a general profession of belief in the religion of Christ on the part of those who came to them as Christian teachers; but to examine and try them, and to ascertain whether their teachings were agreeable to the "form of sound words" (2 Tim. 1:13) which they had been taught by him. And he adds with awful solemnity: "If any man bring any other gospel unto you than that ye have received, let him be accursed" (cf. Gal. 1:9). Here was, in effect, an instance, and that by divine warrant, of employing a creed as a test of orthodoxy: that is, men making a general profession of Christianity are expressly directed by an inspired apostle to be brought to the test, in what sense they understood that gospel ­ of which, in general terms, they declared their reception ­ and how they explained its leading doctrines.

Has that made MOVE a stronger company? Ours is a heartland kiwi business not an Auckland one. The industries that we serve are largely rural and regional. Keeping our teams intact and responding to our customers’ needs during and post-covid was challenging (e.g., vax mandates) as well as the disruption to normal business trading. We have heard in the media that you are in the process of transforming the business. How is the transformation going? Continuing, not linear and certainly requiring plenty of focus. What are your thoughts on both the "economic slow-down" and the effect that it may have on the company & your overall strategy in both markets that you currently operate in - New Zealand and Australia? Its real; inflation is a far bigger issue than media or the Reserve Bank are recognising (to date anyway) and we know that this inevitably causes wage & price ructions… Is this not the basis for inflation?